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Dec 23, 2025Mudrex CEO Edul Patel outlines how stablecoins, tokenisation, regulation and evolving investor behaviour will shape the next phase of crypto adoption.
Stablecoins, real-world asset (RWA) tokenisation and the convergence of AI with blockchain are set to be among the biggest drivers of crypto adoption in 2026, according to Edul Patel, CEO of Indian crypto trading and investing platform Mudrex.
Patel identified stablecoins as a particularly strong growth area, especially for cross-border payments and remittances. “India remains the world’s largest recipient of remittances at $135 billion,” he said, noting that inefficiencies remain entrenched in the system. “Nearly $10 billion of these inflows is lost to intermediary fees and long settlement cycles.” In contrast, stablecoin-based rails enable near-instant settlement at significantly lower costs, compared to the five to seven days typically required by traditional banking systems. “This efficiency gap creates a strong structural case for adoption over time.”
Regulation and Shifting Investor Behaviour
Regulation will remain a decisive factor shaping adoption next year, Mudrex CEO said. While India has developed mature exchanges and improving investor awareness, he noted that “what remains missing is regulatory clarity.” Despite this, India continues to rank among global leaders in grassroots crypto adoption. Investor behaviour is also evolving, particularly among retail and Gen Z participants. Patel expects a shift away from speculation toward fundamentals.
AI, DEXs and Ongoing Risks
On the technology front, Patel highlighted the growing convergence of AI and blockchain. “AI-driven systems are already being used to strengthen anomaly detection, risk management and compliance,” he said, noting that when combined with blockchain’s transparency, these systems enable improved fraud detection and real-time monitoring. He also sees decentralised exchanges gaining ground as user experience improves and on-chain liquidity deepens, positioning DEXs as a key growth segment in 2026.
Despite increasing maturity across the industry, Patel cautioned that security risks and market volatility remain. “Platform selection will remain critical,” he said, urging investors to prioritise security standards and compliance. With macroeconomic and geopolitical factors likely to continue driving sharp market swings, Patel added that “a more disciplined investment approach, including systematic or staggered investments, can help investors navigate these cycles.”
Sources >> Stablecoins, RWAs and AI to Drive Crypto Growth in 2026: Mudrex CEO Edul Patel